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So as we discussed previously TZA-Insurance operates as an Insurance Underwriter, allowing other Insurance Brokers to offer insurance services (insurance quotes and policies) to the final customer. In order to expose the business processes of TZA-Insurance we provide a Web service definition to its various Clients (Insurance Brokers, Web sites, etc) that allows them to create a Web service client interface within their application environment (Java or .Net). This Client interface then operates against the TZA Property Insurance Web service in order to initially get an insurance Quotation based upon the characteristics of the Property to be insured and then if acceptable to the Customer buy an Insurance Policy based around that Quotation.